Terms of Use

Effective Date: [Insert Date]

1. Acceptance of Terms

By accessing and using the website of Moniya Enterprises Limited ("the Website"), located at www.moniya.com.ng, you agree to comply with and be bound by the following Terms of Use, which, together with our Privacy Policy, govern our relationship with you in connection with this Website. If you disagree with any part of these terms, please do not use the Website.

2. Modifications

Moniya Enterprises Limited reserves the right to revise these Terms of Use at any time. By continuing to use the Website after changes are posted, you agree to be bound by such revisions. We encourage you to review this page periodically to be aware of any changes.

3. Eligibility

You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you are of legal age to form a binding contract with us and meet all of the foregoing eligibility requirements.

4. Use of the Website

  • The content provided on this Website is for general information and use only. It is subject to change without notice.
  • You may not use the Website for any unlawful or prohibited purposes.
  • You may not use the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party’s use of the Website.
  • Unauthorized use of the Website may give rise to a claim for damages and/or be a criminal offense.

5. Intellectual Property

All content on the Website, including but not limited to text, design, graphics, logos, and images, is the property of Moniya Enterprises Limited and is protected by copyright, trademark, and other applicable laws. You may not reproduce, distribute, modify, or display any part of the Website without prior written permission from Moniya Enterprises Limited.

6. User-Generated Content

If you submit any content to the Website (e.g., comments, feedback), you grant Moniya Enterprises Limited a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, publish, and display such content in any media. You agree that you will not submit any content that is defamatory, offensive, or illegal.

7. Links to Third-Party Websites

This Website may contain links to other websites of interest. These links are provided for your convenience to provide further information. Moniya Enterprises Limited has no control over the content of these external sites and is not responsible for their content or practices. Use of third-party websites is subject to their own terms and conditions.

8. Limitation of Liability

Moniya Enterprises Limited does not guarantee that the Website will be error-free, secure, or uninterrupted. To the fullest extent permitted by law, Moniya Enterprises Limited and its affiliates, employees, agents, or suppliers shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, or use, arising out of or in connection with your use of or inability to use the Website.

9. Indemnification

You agree to indemnify, defend, and hold harmless Moniya Enterprises Limited, its officers, directors, employees, agents, and suppliers from and against all claims, liabilities, damages, losses, or expenses arising out of your use of the Website or any breach of these Terms of Use.

10. Termination

Moniya Enterprises Limited reserves the right to terminate or suspend your access to the Website for any reason, including but not limited to any breach of these Terms of Use. In the event of termination, you must cease all use of the Website and destroy any materials obtained from it.

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the Federal Republic of Nigeria, and you agree to submit to the exclusive jurisdiction of the courts located within Nigeria for any disputes relating to your use of the Website.

12. Contact Information

If you have any questions about these Terms of Use, please contact us at:
Moniya Enterprises Limited
Email: [email protected]
Phone: [Insert Phone Number]